New FRAUD strategies - Keyboard

PleasePLEASE BE CAREFUL WHENEVER YOU'RE USING A PC AT A PUBLIC PLACE (Like INTERNET CAFES...ETC). CHECK THE BACK OF THE PC AND SEE IF THE BELOW DEVICE IS THERE..IF SO..DO NOT USE IT!!!!

New storing device fits at the end of the keyboard cable connecting to the PC specialized to save all typed keys in Mostly could be used in net cafes, exhibitions, hotels and airports therefore be careful especially the people who use the internet in these places to enter their bank accounts online or any other important sites. After you enter the bank account and leave the PC it will be easy to open your account again as all what you have typed has been saved in the Black device. Therefore, you should check the PC for any suspicious piece behind it before using the net in public places for important sites.

Be careful when sharing table in coffee shop with strangers

Hi.. i readed this from email which believe happend in Ampang, please aware anybody want to sharing table with you even he or she is polite guy, pretty girl, handsome man ......

I was with a relative of mine today having a cup of coffee in Ampang. My relative had a very bad experience that I want to share with all of you.

Last week in the morning, he was having coffee at one of those famous coffee outlets. A stranger asked to share his table and he agreed. During light, polite conversation, my relative sipped his coffee, and commented that it was bitter.

The next thing he knew he was in Ampang Puteri Hospital .. He completely blanked out!He later found out that his coffee was spiked (drugged) and his bank account was cleaned out – the culprit used his ATM card (he thinks that he must have given the PIN number while in a state of being drugged. So please ladies and gentleman, do not assume that your drinks can only get spiked in bars and clubs – it seems that now it has spread to innocent coffee shops and cafés.

Please take care and be careful and alert at all times. Life is hard enough, don’t make it any harder for yourselves or your family and friends. Thank you.

MAYBANK/CIMB ACCOUNT HOLDERS SECURITY ALERT!!‏

Everybody, this is very important message...........

Have you alert, Maybank or any banks have been informed to public they won't send any emails or SMS to their customers. So REMEMBER DON'T OPEN MAYBANK or CIMB BANK EMAIL IN YOUR MAILBOX AND DIRECTLY DELETE IT . Once you open and you simple log in ..!!! IS TIME TO SAY BYE BYE TO YOUR ACCOUNT.


For your information, Normally the subject of email you receive will be "Account Verification‏", "Security Verification, "Customer Verification" or "Dear Member May Bank Online Account". Please open your eyes ... Ignore it....


When you read carefully , the email is from maybank@security.com.my，instead of security@maybank.com.my。 This is quiet familiar, right? Some one may be not notice it.
In the mail, the first step is to ask the "customer" log in, so immediately they get your password and can handle your account just like that.

Some of the FAKE Email as below

tac@maybank.com.my
maybank2u@service.com.my
maybank2u@security.com.my
maybank@security.com.my
maybank@online.com.my
maybank@2u.com.my

SEE EXAMPLE ABOVE..........

AVOID HIGH INTEREST PAY FOR HSBC CREDIT CARD

For your information, i get this from a unhappy guy who charged by HSBC bank.
So it is a reminder, Please pay a exactly amount state in the credit card bank statement or pay more ........... or for better way, used the Internet Banking just transfer you money to pay the credit card in a few minutes. I think we can avoid this unhappy situation happen again to you....
Please read the complaint below..............


Have you ever used credit card?? I think most of you use credit card, right?
Normally, when we make payment, we will pay more / less few ringgits or cents, right??

Have you ever seen when you under pay RM0.19 of the full payment, and the bank charged you RM52.17 for interest charges??!!! I been used credit card for about 10 years, this is the 1st time i know that banker can charge u interest charges for the full amount if you pay even 1 cent less !!!!??? This happened in THE WORLD LOCAL BANK --- HSBC Interest more heavier than LOAN SHARK!!!! charged RM52.17 for RM0.19, is about 27457%!!!!!!

If based on this calculation, then when i pay RM6 extra, the bank shall pay me RM1647, RIGHT?? (RM6 X 27457%) I ask the HSBC staff for this , then he just keep silent. Then i asked the same HSBC staff again, if this month i don't make the payment for the RM0.19, IS HSBC GOING TO CHARGE ME ANOTHER RM52.17, you just guess what the staff's answer?? He answered me "YES"!!!!!

I also under paid few ringgit for other bank credit card payment, but they didn't impose any interest charges for the balance few ringgits / cents.

see the attachment for the HSBC's statement & other bank's statement.

Pls forward this to your friends so that everybody knows about this, Thank you!!

Police Message: Coke+Ajinomoto Can be Used To Rape Ladies

THIS IS VERY IMPORTANT MESSANGE FROM POLICE MALAYSIA....BEAWARE

(from Hishamuddin Alias ( ASP ) Jabatan Siasatan Jenayah Berat IPK Kuala Lumpur)

DO YOU KNOW ? Coke+Ajinomoto Can be Used To Rape Ladies

I received a news about the recent tactic used to spike girls' drink. It is a cheap and widely used method. This method was used in Canny Ong murder. Rapist uses this method. Coca-cola+ajinomoto/monosodium glutamate = a medicine which will cause drowsiness and excitement in the victim.

This mixture is poisonous if used too often on the victim. Please send this to all your female friends, sisters, & your loved ones and ask them to beware.

DO NOT accept coca-cola or any other drinks from stranger / evenif it is your friend that you are not very close with.

URGENT MESSAGE FROM TELEKOM

To those who have a telekom home phone, please read. Here is the original text received from Telekom:If you get a call from someone identifying himself as a phone technician performing a test, and this person asks you to touch nine( 9), zero(0 ),hash sign (# ) and then hang up...

Please REFUSE TO DO SO! By pushing 90#, you are giving the individual, who called you, access to your telephone line and allowing them to place a long distance call with the charges appearing on your telephone bill.We were further informed that line scam has been originating from many of the local jails/prisons.

Please pass the word around.

10 Ways to Avoid Ghost in Hotel Rooms...

Hi.. Everbody, either you believe or not.. below are some tips to avoid "somebody" disturb you when you stay at any hotels... Apply it...

1. Knock on door or press door bell before entering, meaning to ask for permission to stay there.

2. When entering ho tel room for 1st time, enter sideways so as to allow the 'dirty thing' to leave the room.

3. Leave a pair of slippers (each facing opposite directions) at door entrance. 'Dirty thing' coming in will follow the slipper and go out.

4. Place a glass of water and a pinch of salt at head of bed.

5. Flush toilet bowl before using.

6. Do not close the bible if it has been left open.

7. Avoid wearing black & red clothings. Wear yellow clothings.

8. Before sleeping, close toilet door & also switch off toilet lights.

9. Don't sleep facing big mirror.

10. Before sleeping, do not leave slippers together but each facing opposite direction to each other or in a messy way.

BE CAREFUL "MENTALLY SICK" DRIVER

Dear all drivers,

When you travel to Penang or around mainland, please extra be careful with this old and damaged Honda Accord car PAM 6188.

Don't ever let this car to drive near to you. He will drive near to you and scratch your car and then flee away. If you press horn at him, he will purposely stop at the middle of the road and show you finger. Then if you drive again, he will again stop at the middle of the road. He will repeat this on the road a few times as a punishment to those horn at him.

If you are unaware of this, then you might caught into accident. Furthermore, he was driving in and out the lane regardless there is any motorcyle or cars. This crazy driver is an old chinese man aged about60yrs. He is driving an old damaged look Honda Accord.

We suspected he is mentally sick through his drivingbehavior.

I attached his car photos and plat number for you all. Just be extra carefull !!!!

PUT YOUR CAR KEYS BESIDE YOUR BED AT NIGHT

Hi, i readed this from email.. please a few minutes to go thru,..........

Tell your spouse, your children, your neighbors, your parents your office staff, your friend, everyone you meet.

Put your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you turn it off or the car battery dies.

This tip came from a neighborhood watch coordinator. Next time you come home for the night and you start to put your keys away, think of this:It's a security alarm system that you probably already have and requires no installation. Test it. It should go off from most everywhere inside your house and will keep honking until your battery runs down or until you reset it with the button on the key chain. It works if you park in your driveway or garage If your car alarm goes off when someone is trying to break in your house, odds are the burglar/rapist won't stick around...

After a few seconds all the neighbors will be looking out their windows to see who is out there and sure enough the criminal won't want that. And remember to carry your keys while walking to your car in a parking lot. The alarm can work the same way there ....

This is something that should really be shared with everyone. Maybe it could save a life or a sexual abuse crime.

I am sending this to everyone I know because I think it is fantastic. Would also be useful for any other emergencies, such as a heart attack, where you can't reach a phone. eg: A lady has suggested to her husband that he carry his car keys with him in case he falls outside and she doesn't hear him. He can activate the car alarm and then she'll know there's a problem.

Please pass this on even IF you've read it before. It's a reminder.

Chicken Wings - Its Dangerous

Chicken Wings - Its Dangerous (take from Sharon How, SingaporeMedical Association )

Avoid eating chicken wings frequently - ladies, especially; a true story...!

A friend of mine recently had a growth in her womb and she underwent an operation to remove the. The cyst removed was filled with a dark colored blood... She thought that she would be recovered after the surgery but! she was terribly wrong.

A relapse occurred just a few months later. Distressed , she rushed down to her gynecologist for a consultation.

During her consultation, her doctor asked her a question that puzzled her He ask if she was a frequent consumer of chicken wings and she replied yes wondering as to how, he knew of her eating habits. You see, the truth is in this modern day and age; chickens are injected with steroids to accelerate their growth so that the needs of this society can be met. This need is none other than the need for food.

Chickens that are injected with steroids are usually given the shot at the neck or the wings. Therefore, it is in these places that the highest concentration of steroids exists. These steroids have terrifying effects on the body as it accelerates growth.. It has an even more dangerous effect in the presence of female hormones, this leads to women being more prone to the growth of a cyst in the womb.

Therefore, I advise the people out there to watch their diets and to lower their frequency of consuming chicken wings!

People, who receive this email, please forward it to your friends and loved ones. I am sure no one wants to see him or her suffer.

BE CAREFUL WHEN EATING APPLES

Please don't eat the skin of the apple because it's coated with wax.
Check before you eat many of the fruits.

WAX is being used for preservation purposes and cold storage.
You might be surprised especially apples from USA and other parts are more than one year old, though it would look fresh. Becox wax is coated, preventing bacteria to enter. So it does not get dry.

Please Eat Apples after removing the wax as demonstrated below. Please follow this and let others Know .......

BE CAREFUL IF TORCHLIGHT SURROUNDINGS YOU

THIS IS VERY IMPORTANT. NO MATTER HOW BUSY YOU ARE, YOU MUST GIVE YOURSELF AT LEAST 3 MINUTES TO READ THIS!

I just thought to let know what my doctor told me recently. I don't think she was lying and neither am I, so please pass this on to your friends. Her clinic is in SS2 and you know how congested that place is.

One morning a few months ago in broad daylight, a girl was getting into her car when a few men approached her with what looked like a torchlight. Quite harmless looking. They pressed the "torchlight" into her back and immediately she went limp and very pale. So she wouldn't be able to fight back, they slashed her thigh with a parang and sped away in her car.

There were many people around and they quickly took her to the nearest clinic which was my doctor's clinic. There were two doctors at that time and they managed to stitch up her wound but the girl remained pulse-less and still pale as paper. No pulse, no BP (blood pressure). Just like dead.

My doctors were confused as to how one wound on the thigh made the girl almost like dead? They managed to revive her and save her life.

After some checking around, the doctors found out what actually happened was that the girl was made unconscious not by a torchlight but actually a high voltage weapon. I forgot how many watts she mentioned. 1000? Anyway, it was high enough to kill a person by electrocution.

It seems this weapon is from China . It's not rampant yet in Malaysia , but with this thing, a person can rob, rape, kill, kidnap, and practically do anything to you. My doctor said that if the girl weren't taken to the clinic immediately she would have died because there was no pulse on her.

So please just beware of your surroundings, if anybody is lurking around with a torchlight-thingy and approaches you, just scream or run away. Better to be embarrassed than ZAPPED and fried, right? Take care.

All Malaysians should be made aware of this clause …….

Please read the aarticle below CLEARLY. from President, Consumers Association of Penang.


The limit of your liability for a lost or stolen credit card is RM250.00 only under Rule 13.2 of the Bank Negara rules on credit card if it has been fraudulently used.

Please note this limit and ensure that your bank does not overcharge you should your card have been used illegally.

Most are unaware of RM250 limited liability – PLEASE READ AND BE INFORMED! CARDHOLDERS need not pay more than RM250 whenever their lost or stolen credit cards are used by others. Yet, often times, they end up paying much more.

This is because Bank Negara has not informed cardholders that they do not have to pay more than RM250 for fraudulent transactions carried out using their lost or stolen cards, when they had not acted fraudulently and had informed the banks about the lost or stolen cards as soon as possible.

This protection is given under Clause 13.2 of Bank Negara's Credit Card Guideline:

"The cardholder's maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen."

Banks know about Clause 13.2 but have chosen to ignore it. Instead they pursue cardholders for the fraudulent transactions.

They will tell cardholders that a clause in the credit card contracts states that all transactions carried out before the loss of the cards are reported to the banks, are deemed to be carried out by the cardholders.

Many cardholders then pay up because they are unaware of the RM250 limited liability.

Bank Negara should rule that:

*THE RM250 maximum liability on fraudulent transactions is highlighted to cardholders in the card agreements as well as in the monthly card statements.

*BANKS are not allowed to insert any clause in the card agreement which is contrary to Clause 13.2.

*BANKS should refund all money in excess of the RM250 collected from cardholders whose cases clearly come under Clause 13.2.


S.M. MOHAMED IDRIS,
President,
Consumers Association of Penang

DON'T TAKE PANADOL AND PANADOL ACTI FAST AND PANADOL SOLUBLE especially if you have gastric problems

FYI... One real story from a friend....

My husband was working in a hospital as an IT engineer, as the hospital is planning to set up a database of its patient. And he knows some of the doctors quite well.

The doctors used to tell him that whenever they have a headache, they are not willing to take PANADOL (PARACETMOL) . In fact,they will turn to Chinese
Herbal Medicine or find other alternatives.

This is because Panadol is toxic to the body, and it harms the liver. According to the doctor, Panadol will reside in the body for at least 5 years. And according to the doctor, there used to be an incident where an air stewardess consumes a lot of panadol during her menstrual as she needs to stand all the time. She's now in her early 30's, and she needs to wash her kidney (DIALYSIS) every month.

As said by the doctor that whenever we have a headache, that's because it is due to the electron/Ion imbalance in the brain. As an alternative solution to cope with this matter, they
suggested that we buy 1 or 2 cans of isotonic drink ( eg.100PLUS), and mix it with drinking water according to a ratio of 1:1 or 1:2 (simply, it means one cup 100plus, one cup water.or 2 cups water).

Me and my husband have tried this on several occasions, and it seems to work well.

Another method will be to submerge your feet in a basin of warm water so that it bring the blood pressure down from your throbbing head.

As Panadol is a pain killer, the more Panadol you take, the lesser would be your threshold for pain (your endurance level for pain).

We all will fall ill as we aged, for woman, we would need to go through childbirth. Imagine that we had spent our entire life popping quite a substantial amount of Panadol (Pain Killer) when you need to have a surgery or operation, you will need a much more amount of general anesthetic to numb your surgical pain than the average person who seldom or rarely takes Panadol . If you have a very high intake of Panadol throughout your life (Migraine, Menstrual cramps) it is very likely that normal general anesthetic will have no effects on you as your body is pumped full with panadol and your body is so used to pain killer that you would need a much stronger pain killer, Morphine??

Value your life, THINK before you easily pop that familiar pill into your mouth again. Please send this to people you care about.

BE CAREFUL BENEZENE IN YOUR CAR

Open the windows after you enter your car

In brief, the above article says: According to research done by a U.C., the car dashboard, sofa, air freshener will emit Benzene, a cancer causing toxin (carcinogen). In addition to causing cancer, it poisons your bones, causes anemia, and reduces white blood cells. Prolonged exposure will cause Leukemia, increasing the risk of cancer. May also cause miscarriage.

Acceptable Benezene level indoors is 50 mg per sq. ft. A car parked
indoors with the windows closed will contain 400-800 mg of Benezene. If parked outdoors under the sun at a temperature above 60 degrees F, the Benezene level goes up to 2000-4000 mg, 40 times the acceptable level.

The people inside the car will inevitably inhale an excess amount of the toxin.It is recommended that you open the windows and door to give time for the interior to air out before you enter. Benzene is a toxin that affects your kidney and liver, and is difficult for your body to expel.

REMEDY - DENGUE (NATURE)

I would like to share this interesting discovery from a classmate's son who has just recovered from dengue fever. Apparently, his son was in the critical stage at the ICU when his blood platelet count drops to 15 after 15 liters of blood transfusion.

His father was so worried that he seeks another friend's recommendation and his son was saved. He confessed to me that he gave his son raw juice of the papaya leaves. From a platelet count of 45 after 20 liters of blood transfusion, and after drinking the raw papaya leaf juice, his platelet count jumps instantly to 135. Even the doctors and nurses were surprised. After the second day he was discharged. So he asked me to pass this good news around.

Accordingly it is raw papaya leaves, 2pcs just cleaned and pound and squeeze with filter cloth. You will only get one tablespoon per leaf. So two tablespoon per serving once a day. Do not boil or cook or rinse with hot water, it will loose its strength. Only the leafy part and no stem or sap. It is very bitter and you have to swallow it like "Won Low Kat". But it works.

*Papaya Juice - Cure for Dengue*

You may have heard this elsewhere but if not I am glad to inform you that papaya juice is a natural cure for dengue fever. As dengue fever is rampant now, I think it's good to share this with all.

A friend of mine had dengue last year. It was a very serious situation for her as her platelet count had dropped to 28,000 after 3 days in hospital and water has started to fill up her lung. She had difficulty in breathing. She was only 32-year old. Doctor says there's no cure for dengue. We just have to wait for her body immune system to build up resistance against dengue and fight its own battle. She already had 2 blood transfusion and all of us were praying very hard as her platelet continued to drop since the first day she was admitted.

Fortunately her mother-in-law heard that papaya juice would help to reduce the fever and got some papaya leaves, pounded them and squeeze the juice out for her. The next day, her platelet count started to increase, her fever subside. We continued to feed her with papaya juice and she recovered after 3 days!!!

Amazing but it's true. It's believed one's body would be overheated when one is down with dengue and that also caused the patient to have fever papaya juice has cooling effect. Thus, it helps to reduce the level of heat in one's body, thus the fever will go away. I found that it's also good when one is having sore throat or suffering from heat.

Please spread the news about this as lately there are many dengue cases. It's great if such natural cure could help to ease the sufferings of dengue patients.

Furthermore it's so easily available. Blend them and squeeze the juice! It's simple and miraculously effective!!