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For your information, i get this from a unhappy guy who charged by HSBC bank.
So it is a reminder, Please pay a exactly amount state in the credit card bank statement or pay more ........... or for better way, used the Internet Banking just transfer you money to pay the credit card in a few minutes. I think we can avoid this unhappy situation happen again to you....
Please read the complaint below..............
Have you ever used credit card?? I think most of you use credit card, right?
Normally, when we make payment, we will pay more / less few ringgits or cents, right??
Have you ever seen when you under pay RM0.19 of the full payment, and the bank charged you RM52.17 for interest charges??!!! I been used credit card for about 10 years, this is the 1st time i know that banker can charge u interest charges for the full amount if you pay even 1 cent less !!!!??? This happened in THE WORLD LOCAL BANK --- HSBC Interest more heavier than LOAN SHARK!!!! charged RM52.17 for RM0.19, is about 27457%!!!!!!
If based on this calculation, then when i pay RM6 extra, the bank shall pay me RM1647, RIGHT?? (RM6 X 27457%) I ask the HSBC staff for this , then he just keep silent. Then i asked the same HSBC staff again, if this month i don't make the payment for the RM0.19, IS HSBC GOING TO CHARGE ME ANOTHER RM52.17, you just guess what the staff's answer?? He answered me "YES"!!!!!
I also under paid few ringgit for other bank credit card payment, but they didn't impose any interest charges for the balance few ringgits / cents.
see the attachment for the HSBC's statement & other bank's statement.
Pls forward this to your friends so that everybody knows about this, Thank you!!
So it is a reminder, Please pay a exactly amount state in the credit card bank statement or pay more ........... or for better way, used the Internet Banking just transfer you money to pay the credit card in a few minutes. I think we can avoid this unhappy situation happen again to you....
Please read the complaint below..............
Have you ever used credit card?? I think most of you use credit card, right?
Normally, when we make payment, we will pay more / less few ringgits or cents, right??
Have you ever seen when you under pay RM0.19 of the full payment, and the bank charged you RM52.17 for interest charges??!!! I been used credit card for about 10 years, this is the 1st time i know that banker can charge u interest charges for the full amount if you pay even 1 cent less !!!!??? This happened in THE WORLD LOCAL BANK --- HSBC Interest more heavier than LOAN SHARK!!!! charged RM52.17 for RM0.19, is about 27457%!!!!!!
If based on this calculation, then when i pay RM6 extra, the bank shall pay me RM1647, RIGHT?? (RM6 X 27457%) I ask the HSBC staff for this , then he just keep silent. Then i asked the same HSBC staff again, if this month i don't make the payment for the RM0.19, IS HSBC GOING TO CHARGE ME ANOTHER RM52.17, you just guess what the staff's answer?? He answered me "YES"!!!!!
I also under paid few ringgit for other bank credit card payment, but they didn't impose any interest charges for the balance few ringgits / cents.
see the attachment for the HSBC's statement & other bank's statement.
Pls forward this to your friends so that everybody knows about this, Thank you!!
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